Mission
Latino Community Credit Union (LCCU) is the first financial services institution in North Carolina aimed at the state's growing Latino population.
LCCU's mission is to improve the financial condition of the Hispanic community through the delivery of affordable financial services and financial education programs specifically targeted to underserved Hispanic immigrants in North Carolina.
LCCU is a community based and member-owned non-profit financial institution offering bilingual financial services, better credit options, and financial education to the North Carolina Hispanic community and other low-income people.
Founded in 2000 as a grassroots response to a wave of robberies and muggings of Latino immigrants in Durham, North Carolina, LCCU has become a national model for credit unions and CDFIs seeking to serve immigrant communities and the unbanked.
Financial Education is an integral part of LCCU's mission. In collaboration with the National Endowment for Financial Education (NEFE), LCCU developed a comprehensive financial education curriculum, called Building a Better Future, available in both English and Spanish.
LCCU's core products include lending for first mortgages, automobiles, personal loans, credit cards and credit-builder loans; savings through share accounts, money markets, share term certificates and checking accounts; transactions, such as check-cashing, international remittances, debit cards, ATM access, telephone banking, and money orders; and financial education, through twice weekly classes in each branch, one-on-one member counseling and free credit counseling over the telephone.

