With the help of Latino Credit Union, our members can take advantage of the economy to become home-owners. House prices have decreased by about 25% since their highest levels in mid-2006, and financial institutions are offering competitive rates on mortgage loans. The low prices and interest rates combined allow our members to secure lower monthly installments when buying a new home.

Request a free copy of our movie Angelicas Dreams, about an immigrant couple who are discussing whether to return to their home country or stay and buy a house in the United States. It is a fun way to learn about the process of buying a home. You can also talk to our loan officers to determine whether you are ready to buy a home and to learn the first steps towards fulfilling this dream.

At Latino Credit Union we offer:

• Competitive rates
• 90% and 95% financing
• No credit history
• Low fees
• No Private Mortgage Insurance (PMI)

Owning a home is a dream for many, but it is also a significant commitment and responsibility. Think
about your own situation and answer these questions to get an idea if you might be ready to buy a home.

Do you have a stable job income?

Do you plan to stay in the same area for at least a few years?

Do you follow a budget? Do you know how much money you have
saved (or can save) for a down payment and closing costs?

Have you filed your taxes for at least the past two years?

Have you learned about the process of buying a home?

Come visit us to start making your dream of being a homeowner come true!