Accounts

Which account is best for you?

  Savings Account** Checking Account Money Market
 Christmas Account
 Share Term Deposit
Dividends

Savings accounts earn interest

Dividend: 0.50%*

Lower interest rate than a savings account

Dividend: 0.40%*

Higner interest rate than a savings account

Dividend: 2.30%*

Same interest rate as a savings account

Dividend: 0.50%*

Highest interest rate of all accounts

view dividends

Term You may deposit, withdraw or close the account at any time
 You may deposit, withdraw or close the account at any time
 You may deposit, withdraw or close the account at any time
 Deposits only. Withdrawals not permitted
 Fixed at 6, 12, 18, 24, 36, or 48 months
Minimum Initial Deposit
 $10
 $25
 $500
 $0.01
 $500
Minimum Balance $10
 None
 $500
 $0.01
 Entire Deposit
Fees
 None if the minimum balance is maintained
 $2 per month
 None, if the minimum balance is maintaned
 None
 None

*All dividends are subject to change. Please check with the LCCU for current dividends.

**Includes Children and Youth accounts.

All accounts are interest-bearing for members who have a social security number (SSN) or a tax identification number (ITIN).

All accounts are federally insured up to $250,000 through the National Credit Union Administration (NCUA).

 

 

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