Let Latino Credit Union refinance your home to help you save money or get a loan.  There are a couple of options that might work for you:

Standard Refinancing Option: If the interest rate on the new mortgage is less than the old one, the loan costs less and you save money each month.  This helps free up cash for your other expenses.

Credit Builder Loans

We offer loans for members who want to establish their credit history. With this special loan, you can deposit a certain amount of money in your savings account. This money will earn interest like any other savings account. The Credit Union "freezes" this money and gives you a loan for the same amount. You repay the loan at a low interest rate.

Credit Card Loans

Credit cards are the most widely used form of payment in the world. Millions of people have made purchases with their Visa credit card and benefit from its prestige and security.

Personal Loans

LCCU is here to help you when you need it the most. We provide personal loans for various purposes:

• Pay medical or legal bills
• Pay off credit cards
• Open a small business
• Purchase tools for your job
• Emergency expenses
• Purchase furniture or a computer
• Other needs

The maximum amount of your loan will depend on your credit history.

Achieve the Universal Dream

Click to find information about refinancing your home or see below for first mortgages. 

What is a mortgage loan?