Microbusiness CC

Micro business credit card

As part of our commitment to provide convenient, low cost financial services, LCCU offers a competitive VISA® credit card program. An LCCU VISA® credit card can be used to make purchases, receive cash advances, or act as overdraft protection for your Credit Union checking account. This card is also protected with Verified by VISA® (Members must visit the Verified by VISA page to enroll in this free program) when you shop online at participating merchants.
 
LCCU offers the possibility for those micro business or individuals who do not have credit history to apply for a Secured VISA® credit card.
 
Members may apply for a new LCCU VISA or a credit limit increase on their existing VISA® through Latino DirectoNet.
 
Features
 
  • Competitive interest rate 
  • Grace period for purchases if the balance is paid in full each month
  • No annual or over-the-limit fees, although late payment fees do apply
  • Accessible through Latino Directo, Latino DirectoNet, and any ATM displaying the VISA logo
  • Low monthly payments
  • Annual credit card summary statements available upon request
  • Reissued automatically for accounts in good standing
  • Member ID photo added for additional security

Come visit us to any of our branches or call us to apply for a convenient credit card for your micro-business!
 

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