Current Rates

Current Rates

The following rates are accurate as of December,2009. Quoted rates, dividends and annual percentage yields (APY) are subject to change daily. For the most up to date rate information, please call us during office hours.

Deposit accounts

Account Type
APR
APY*
Shares
0.25%
0.25 %
Interest checking
0.15%
0.15 %
Money market
1.15%
1.16 %
Children's account
0.25%
0.25 %
Youth account
0.25%
0.25 %
Holiday account
0.25%
0.25 %

*Annual percentage yield


Share Term Certificates
Term
Dividends
60 months
2.25 %
48 months
2.25 %
36 months
2.00 %
24 months
1.50 %
18 months
1.25 %
12 months
1.15 %
6 months
1.00 %
There is no minimum balance required to earn dividends on the Checking account. A $10 minimum deposit is required to earn dividend in the Share Account.

The minimum balance to earn interest on Share Term Certificates and dividend on Money Market Share accounts is $500. Share Term Certificates are fixed rate accounts.

All other accounts are variable rate with rates subject to change daily. Fees, other conditions or early withdrawal penalties may reduce the earnings on an account.

Ask any employee for further information about fees and terms applicable to these accounts.

YOUR DEPOSITS ARE FEDERALLY INSURED TO AT LEAST $250,000 AND BACKED BY THE FULL FAITH OF THE UNITED STATES GOVERNMENT